Homeowner Resources

We offer a database of information divided into four main sections for your convenience.

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Avoiding Foreclosure in Massachusetts

This HUD website offers you guidance on default and foreclosure prevention with links to your local MA services.

Emergency Home Loan Program (EHLP)

EHLP is designed to provide mortgage payment relief to eligible homeowners experiencing a drop in income of at least 15% resulting from involuntary unemployment or underemployment due to adverse economic conditions and/or a medical emergency. (Income includes co-signers on the mortgage.)

Foreclosure Counseling

The Coalition for a Better Acre in Lowell MA offers foreclosure counseling services in collaboration with Community Teamwork Inc. For more information and to sign up visit this website by following this link.

Foreclosure Prevention HELP

This guide is prepared for MA Legislative Offices. It is meant to help you advice Homeowners who are having difficulties with their mortgage payments,have general questions for you or are possibly in danger of imminent foreclosure.

Foreclosure Resources

A number of federal & state agencies as well as nonprofit organizations have developed foreclosure prevention programs to help homeowners who are having trouble with their home loans. The organizations listed here offer free or low-cost foreclosure prevention programs to eligible homeowners:

Having Trouble affording your pet?

If foreclosure seems imminent and you are having trouble affording your pet you can find financial help following this link and website by the humane society: list includes help with emergency veterinary medical care:

Help for Homeowners

This booklet has tips for distressed home owners on how to recognize and avoid foreclosure rescue scams, provide by the MA attorney generals office.

Home Owner Assistance Program: for service members

Homeowner Assistance Program expanded for certain eliible service members and their families: This program is to assist eligible homeowners who face financial loss when selling their primary residence homes in areas where real estate values have declined because of a base closure or realignment announcement. For more indepth informaiton follow this link.

HomeCorps AG foreclosure help

The goal of the Attorney General’s HomeCorps is to mitigate future impacts of the foreclosure crisis by providing advocacy to distressed borrowers in Massachusetts facing foreclosure. The HomeCorps includes a comprehensive three-part borrower support and referral initiative.

Homeowner HOPE hotline

If you feel you may be in danger of facing foreclosure call 888-995-HOPE now. Online counseling is available as well, check out this site for more information.

Housing Counseling Agencies

On this HUD website you will find a current list of all MA Housing counseling agencies. It is very important that you contact an agency near you if you have any trouble paying your mortgage or if you have a temporary financial emergency!

MA Foreclosure relief program

Boston Community Capital: Offers this foreclosure relief program. Across Massachusetts, BCC is partnering with community advocates, legal aid organizations and low-income residents to keep foreclosed homeowners and tenants in their homes—with fixed-rate mortgages they can afford. Follow this link if you are in need of help with foreclosure relief.

Mortgage help resource center by Freddie Mac:

As soon as you realize that you are unable to make your payments, talk about your circumstances with the mortgage company to which you send your monthly mortgage payment. Your options to retain your home are most effective when you are only one or two payments behind. Learn this and more at this website if you can no longer afford your mortgage payment:

MSPCA Home foreclosure and your pet

Home foreclosures are on the rise in Massachusetts and many pets are losing their homes as well as their families. This site by “Mspca andgell” lists several options to help keep you and your pet together through these trying or to find other options that are save and good for your pets

Protecting Your Home in an Uncertain Economy

Buying a home may be the biggest investment you’ll ever make. If you lose your job, how will you pay the mortgage? Consider MI Plus, a new type of mortgage insurance with payment protection benefits. From a reliable and trusted name in affordable mortgage lending: MassHousing.

Recursos de la ejecucion hipotecaria

Propietarios de vivienda de Massachusetts: ¡obtengan ayuda para salvar su vivienda!

Top 10 tips on avoiding foreclosure

Top 10 tips on avoiding foreclosure by HUD, These guidelines will assist homeowners who are struggling to pay their mortgage and could be threatened with foreclosure.

Western Mass Foreclosure prevention center

The Western Massachusetts Foreclosure Prevention Center's counselors are experts in foreclosure prevention and trained to set up a plan of action designed for you and your situation. They don't just offer general advice - they help you take action. Counselors will arm you with education and support that assists you in overcoming immediate financial issues... at no cost to you.