Homeowner

An insurance policy is a legal contract of the promise an insurance company gives you for a specified period of time (usually one year). This guide will provide you with necessary information you need when deciding on insurance coverage for your home.

Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people. The homeowners insurance section of the I.I.I. Web site can help you make the right choices about this important form of protection for you and your family

A website that provides consumers with extensive information about flood preparedness and flood insurance.

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding

This site helps the consumer with information on insurance agents in their area in massachusetts.

The Massachusetts Property Insurance Underwriting Association (MPIUA) also known as the Massachusetts FAIR Plan (Fair Access to Insurance Requirements) provides basic property insurance on eligible property for applicants who have been unable to gain insurance through the voluntary market. MPIUA offers policies under the Homeowners, Dwelling Fire and Commercial Property programs as approved by the Massachusetts Division of Insurance.

This guide by the Governor of MA provides a general explanation of insurance for your home and ways to protect your home and help to reduce your insurance premiums. This will familiarize you with some of the terms and practices related to insurance for your home in Massachusetts. To truly understand your own particular coverage, you should take the time to learn about your exact coverage, as well as your rights and responsibilities under the coverage.

If you live in a home/area that is considered "high-risk" or plan to move to a high-risk location, you may have difficulty obtaining an insurance policy. This is especially for coastal residents, Cape Cod & the Islands.