Homeowner

As soon as you realize that you are unable to make your payments, talk about your circumstances with the mortgage company to which you send your monthly mortgage payment. Your options to retain your home are most effective when you are only one or two payments behind. Learn this and more at this website if you can no longer afford your mortgage payment:

This HUD website offers you guidance on default and foreclosure prevention with links to your local MA services.

If foreclosure seems imminent, look for alternatives to surrendering your pet well in advance: Never abandon a pet they face a grim future that way, call the local humane society or animal control or check this website for helpful information.

The National Consumer Law Center, with the support from a grant by the Federal Government,created this printable brochure for guidance on what to do if you are facing imminent foreclosure.

This guide is prepared for MA Legislative Offices. It is meant to help you advice Homeowners who are having difficulties with their mortgage payments,have general questions for you or are possibly in danger of imminent foreclosure.

At NAFPP.org you will find valuable resources, education, and help finding Foreclosure Prevention Professionals to give you advice on how to possibly STOP your foreclosure now. It is important that you to Learn all about forclosure for yourself. Be aware of unethical investors, attorney's, mortgage brokers, realtors and bad information from close relatives and friends!

A number of federal & state agencies as well as nonprofit organizations have developed foreclosure prevention programs to help homeowners who are having trouble with their home loans. The organizations listed here offer free or low-cost foreclosure prevention programs to eligible homeowners:

If you are worried about keeping up with your monthly mortgage payment check this page by Masshousing for the “Home Saver program”. You may be helped with this counseling and home loan program from losing your home through foreclosure. This program is for homeowners who are planning ahead before their mortgages become unaffordable, this is not a program for homeowners who are already in or facing imminent foreclosure!

If you feel you may be in danger of facing foreclosure call 888-995-HOPE now. Online counseling is available as well, check out this site for more information.

On this HUD website you will find a current list of all MA Housing counseling agencies. It is very important that you contact an agency near you if you have any trouble paying your mortgage or if you have a temporary financial emergency!

If you are having trouble paying your mortgage call 978-970-0600 for help or check this Multilanguage flyer for more information.

This fund is supported by Citizens Bank, Sovereign Bank, TD Bank north, Webster Bank and Bank of America. This program can help homeowners who are currently in good standing with their mortgage but are experiencing difficulty making payments now or possibly will in the future when their interest rates increase, with refinancing into more conventional fixed rate loans who will better meet their actual needs.

Home foreclosures are on the rise in Massachusetts and many pets are losing their homes as well as their families. This site by “Mspca andgell” lists several options to help keep you and your pet together through these trying or to find other options that are save and good for your pets

Buying a home may be the biggest investment you’ll ever make. If you lose your job, how will you pay the mortgage? Consider MI Plus, a new type of mortgage insurance with payment protection benefits. From a reliable and trusted name in affordable mortgage lending: MassHousing.

The Western Massachusetts Foreclosure Prevention Center's counselors are experts in foreclosure prevention and trained to set up a plan of action designed for you and your situation. They don't just offer general advice - they help you take action. Counselors will arm you with education and support that assists you in overcoming immediate financial issues... at no cost to you.

Top 10 tips on avoiding foreclosure by HUD, These guidelines will assist homeowners who are struggling to pay their mortgage and could be threatened with foreclosure.